Debt

Shawna Dye Culik

Collecting Debts From Customers: What Laws Do Businesses Need to Follow

In this blog we discuss collecting debts from customers and what laws businesses need to follow.

Joe Dye Culik

What is the North Carolina Unfair and Deceptive Trade Practices Act? Who Does (and Doesn’t) It Apply

The North Carolina Unfair and Deceptive Trade Practices Act prohibits businesses from engaging in unfair or deceptive practices.

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Joe Dye Culik

How Can a North Carolina Business Legally Collect a Debt Owed to It?

If you are a business owed an unpaid debt, how do you go about collecting it through the legal system in North Carolina?

Joe Dye Culik

FDCPA’s Validation Requirement Does Not Extend to Investigation Into Liability, Says Court

A court has ruled that the Fair Debt Collection Practices Act doesn't require debt collectors to confirm whether an account is actually owed

Joe Dye Culik

TBF Financial Among the Debt Buyers Suing NC Business Owners for Commercial Debts

One company that purchases defaulted commercial debts of North Carolina businesses is TBF Financial, an Illinois limited liability company.

Joe Dye Culik

TBF Financial Among the Debt Buyers Suing NC Business Owners for Commercial Debts

Every business has its ups and downs, and sometimes business owners sometimes run into problems servicing debts. If the creditor refuses to

Joe Dye Culik

Is the NC Unfair and Deceptive Business Practices Act Applicable in Disputes Between Business Owners

Joe Dye Culik

FDCPA Act Prohibits Misrepresentation of Attorney’s Involvement in Collection Activity

One of the abusive practices that is prohibited under the FDCPA is the lack of “meaningful involvement” by debt collection attorneys.